Welcome To TROC Cooperative
Simple, Secure
Peer-to-Peer
Lending Platform
Connect with trusted borrowers and lenders. Enjoy high returns, low risk, and easy management of loans through our secure platform. Empower your financial future with TROC Cooperative.
Get Started
Features
Transforming Peer-to-Peer Lending
Seamless P2P lending with TROC Cooperative.
Empowering borrowers and lenders with simple, secure, and transparent features.
How Our P2P Lending
Platform Helps You
Our platform streamlines peer-to-peer lending, offering borrowers and lenders secure, transparent, and hassle-free transactions.
- Access flexible loan opportunities.
- Monitor loan performance easily.
- Focus on growing your financial future.
- Save time with automated processes.
How to Estimate Loan Returns
Use our loan return estimator to calculate your potential earnings as a lender. Enter loan details and see how much you could earn from your investment.
Get StartedLoan Return Estimator
Our Service
About P2P Lending
Our platform connects borrowers and lenders through a secure
and transparent process, offering reliable solutions for all parties.
Have any questions?
We're here to help
Reach out to us today
Testimonial
What our users say about us
The platform made it easy for me to secure a loan quickly. The process was transparent, and the support was excellent!
Chinedu Okeke
Entrepreneur
As a lender, I found the platform secure and easy to use. I’ve seen great returns on my investments so far!
Ngozi Adeyemi
Investor
I was impressed by the ease of applying for a loan. The customer service is top-notch, and I recommend it to everyone!
Adebayo Oluwaseun
Freelancer
Frequently Asked Questions
Everything You Need to Know
Find answers to the most common questions about our services and process.
The platform connects lenders with borrowers. Lenders fund loans requested by borrowers, and borrowers repay the loan with interest over a specified period. The admin ensures transactions are secure and timely.
The interest rate varies depending on the loan type and duration. Borrowers can review the interest rates before applying, and lenders can see the expected returns when they choose a loan to fund.
Lenders can withdraw funds once the loans they funded are repaid. Withdrawals from the repaid payout balance can be done at any time, subject to transaction processing times.
If a borrower is unable to repay, they must contact the admin for a rollover or an alternate payment plan. Admins are responsible for ensuring lenders receive their repayments.
The platform ensures security through borrower verification, collateral for certain loans, and clear repayment schedules. The admin also oversees all loan processes and payments.
No, borrowers must repay any existing loans before applying for another loan. This ensures responsible lending and borrowing behavior on the platform.
The platform charges a dynamic fee (usually 10%) on the amount lent by lenders. This fee is deducted from the loan amount and covers administrative and processing costs.